To purchase an NSP home or purchase a home and receive Down Payment Assistance, You Must Have:
Stable income - Limited Debt - Decent Credit - Income Eligible by Family Size - At least $1,000 towards purchase
CHECK THE FOLLOWING INCOME CHART TO DETERMINE IF YOU ARE INCOME ELIGIBLE.
HUD Maximum Income Limits – Clayton County, Georgia 2018 |
||||||||
|---|---|---|---|---|---|---|---|---|
| 1 Person | 2 Persons | 3 Persons | 4 Persons | 5 Persons | 6 Persons | 7 Persons | 8 Persons | |
| 50% AMI | $26,200 | $29,950 | $33,700 | $37,400 | $40,400 | $43,400 | $46,400 | $49,400 |
| 60% AMI | $31,440 | $35,940 | $40,440 | $44,880 | $48,480 | $52,080 | $55,680 | $58,080 |
| 80% AMI | $41,900 | $47,900 | $53,900 | $59,850 | $64,650 | $69,450 | $74,250 | $79,050 |
120 % AMI NSP only 2018 |
$62,850 | $71,800 | $80,800 | $89,750 | $96,950 | $104,100 | $111,300 | $118,500 |
*AMI (Area Median income) Clayton County is part of the Atlanta-Sandy Springs-Marietta, GA HUD Metro FMR Area
*AMI (Area Median Income) Subject to change per the Federal Gov. Dept. of (HUD) Housing and Urban Development.
Next You Will:
- Complete the 8 Hours Home Buyer Counseling (from HUD Approved Housing Counselors) For a list of dates and times go to the Events Section or you can go to HUD.gov to find a class near you.
- Contact one of the preferred and Certified Clayton Countylenders on the list below
to qualify for a standard home loan and complete the loan process. - Choose a house from Selected NSP Homes or find a home to purchase with Down Payment Assistance
- Contract to buy a house
- Complete the 4 Hours Home Owner Training - for NSP homes only (For a list of dates and times go to the events section)
- Close on House
-
CELEBRATE!!!!!!!!!!!!!!
- Buyer can take the 8 Hours of Home Buyer Counseling through one of the HUD Approved Housing Counseling Agencies. To find the list of HUD Approved Housing Counseling Agencies, please visit: www.hud.gov and click on Resources.
Buyer must use of one the lenders on this list.
To finance your new home, please contact one of the certified Lenders:
| Fidelity Bank Mortgage | Shirlene Norde' | NMLS#830210 | (404) 553-2957 | shirlene.norde@lionbank.com |
| Pat Hamlin | NMLS#1655338 | (678) 570-9038 | pat.hamlin@lionbank.com | |
| Sonja Fitzpatrick-Blaze | NMLS#1441211 | (404) 980-4979 | sonja.fitzpatrickblaze@lionbank.com | |
| Sharon Griffin | NMLS#448463 | (404) 593-1188 | sharon.griffin@lionbank.com | |
| Theron Barbour | NMLS#213784 | (404) 392-5723 | theron.barbour@lionbank.com | |
| Alterra Home Loans | Barbara Jones | NMLS#249544-25100 | (770) 527-9677 | bjones@goalterra.com |
| Duane Cosby | NMLS#265719 | (678) 858-1974 | dcosby@goalterra.com | |
| Dwayne Coney | NMLS#150503 | (770) 858-5646 | dconey@goalterra.com | |
| Nicole Williams | NMLS#451355 | (404) 668-6062 | nwilliams@goalterra.com | |
| Amy Garmon | NMLS#210598 | (678) 898-9476 | agarmon@goalterra.com | |
| Penny Davis | NMLS#594639 | (404) 618-6908 | pdavis@goalterra.com | |
| Movement Mortgage | Jarek Maddox | NMLS#1382192 | (404) 242-1420 | jarek.maddox@movement.com |
| Shiba Kelley-Robinson | NMLS#770627 | (678) 304-9590 | shiba.kelleyrobinson@movement.com | |
| Primary Residential Mortgage, Inc | Darrell Bingham | NMLS#151112 | (770) 716-9412 | dbingham@primeres.com |
| Tammy Howard | NMLS#49113 | (770) 314-8732 | thoward@primeres.com | |
|
Jean Brothers | NMLS#205392 | (770) 315-5330 | jbrothers@primeres.com |
| Alberto Marquez | NMLS#1400913 | (770) 843-0532 | amarquez@primeres.com | |
| Tammy Ballard | NMLS#432450 | (678) 296-2188 | tballard@primeres.com | |
| New American Funding | BeLinda Dumas | NMLS:#190278 | (770) 231-3114 | belinda.dumas@nafinc.com |
| Nancy Barlow | NMLS:#157808 | (404) 435-0655 | nancy.barlow@nafinc.com | |
| Shiba Kelley Robinson | NMLS:#770627 | (678) 304-9590 | shiba.kelleyrobinson@nafinc.com | |
| Gary Powell | NMLS:#1553698 | (404) 561-9222 | gary.powell@nafinc.com | |
| Melissa Christian | NMLS:#827247 | (770) 725-6961 | melissa.christian@nafinc.com | |
| Jason Reeves | NMLS:#658991 | (770) 316-5664 | jason.reeves@nafinc.com | |
| American Bancshares Mortgage | Lamar Moore | NMLS:#220597 | (678) 570-1538 | lmoore@myabsm.com |
| Vonny Mitchell | NMLS:#1212891 | (678) 704-3299 | mmitchell@myabsm.com | |
| Lavern Davis | NMLS:#235191 | (404) 786-3800 | ldavis@myabsm.com | |
| Homestar Stockbridge Location | Aaron Cooper | NMLS#235108 | (770) 351-6635 | aaron.cooper@homestarfc.com |
| Bryant Thomas | NMLS#352654 | (770) 355-0106 | bryant.thomas@homestarfc.com | |
| Linda Brim | NMLS#158079 | (770) 564-8801 | linda.brim@homestarfc.com | |
| Steven Smith | NMLS#213936 | (678) 614-3106 | steven.smith@homestarfc.com | |
| Tammy Burge | NMLS#658817 | (404) 925-0871 | tammy.burg@homestarfc.com | |
| Betina Wright-Roberts | NMLS#1638093 | (470) 252-3973 | tina.wright-roberts@homestarfc.com | |
| Jennifer Lewis | NMLS#1655827 | (904) 945-1433 | jennifer.lewis@homestarfc.com | |
Homestar Fayetteville Location |
Retunda Wilson |
NMLS# 228860 |
(404 )748-2249 |
retunda.wilson@homestarfc.com |
| Keonna Cole | NMLS:#1182945 | (678) 615-4559 | keonna.cole@homestarfc.com | |
| Forrestine Mitchell | NMLS:#17368 | (404) 768-5586 | forrestine.mitchell@homestarfc.com | |
| Xavier Williams | NMLS:#1395297 | (678) 755-2873 | xavier.williams@homestarfc.com | |
| Chris Foreman | NMLS:#922138 | (813) 480-5976 | monica.mudie@homestarfc.com | |
Homestar-McDonough Location |
Sabine Kassahn |
NMLS:#151627 |
(770) 900-4420 |
sabine.kassahn@homestarfc.com |
| Karla Hinton | NMLS:#213871 | (770) 891-7214 | karla.hinton@homestarfc.com | |
| Susan Nolen | NMLS:#211113 | (678) 614-3106 | susan.nolen@homestarfc.com | |
| Gaye Hickerson | NMLS:#213298 | (404) 392-5238 | gaye.hickerson@homestarfc.com | |
| Spanish & English | Xavier Flores | NMLS#287933 | (404) 913-9243 | xavier.flores@homestarfc.com |
| Cedric Johnson | NMLS#180717 | (770) 595-3127 | cedric.johnson@homestarfc.com | |
| Jake House | NMLS#171017 | (706) 889-0944 | jake.house@homestarfc.com | |
| CrossCountry Mortgage, Inc. | Roberta Rustin | NMLS#155569 | (770) 371-8756 | rrustin@myccmortgage.com |
| Jerry Hudson | NMLS#1021736 | (770) 369-0923 | jerry.hudson@myccmortgage.com | |
| Harriett Anderson | NMLS#1444774 | (404) 734-4251 | harriet.anderson@myccmortgage.com |
