To purchase an NSP home you must have:

Stable income - Limited Debt - Decent Credit - Income Eligible by Family Size - At least $1,000 towards purchase

Downpayment Assistance Program information has moved to www.claytoncountyhud.com

CHECK THE FOLLOWING INCOME CHART TO DETERMINE IF YOU ARE INCOME ELIGIBLE.

HUD Maximum Income Limits – Clayton County, Georgia 2018
	1 Person	2 Persons	3 Persons	4 Persons	5 Persons	6 Persons	7 Persons	8 Persons
50% AMI	$26,200	$29,950	$33,700	$37,400	$40,400	$43,400	$46,400	$49,400
60% AMI	$31,440	$35,940	$40,440	$44,880	$48,480	$52,080	$55,680	$58,080
80% AMI	$41,900	$47,900	$53,900	$59,850	$64,650	$69,450	$74,250	$79,050
120 % AMI NSP only 2018	$62,850	$71,800	$80,800	$89,750	$96,950	$104,100	$111,300	$118,500

*AMI (Area Median income) Clayton County is part of the Atlanta-Sandy Springs-Marietta, GA HUD Metro FMR Area

*AMI (Area Median Income) Subject to change per the Federal Gov. Dept. of (HUD) Housing and Urban Development.

Complete the 8 Hours Home Buyer Counseling (from HUD Approved Housing Counselors) For a list of dates and times go to the Events Section or you can go to HUD.gov to find a class near you.
Contact one of the preferred and Certified Clayton Countylenders on the list below
to qualify for a standard home loan and complete the loan process.
Choose a house from Selected NSP Homes or find a home to purchase with Down Payment Assistance
Contract to buy a house
Complete the 4 Hours Home Owner Training - for NSP homes only (For a list of dates and times go to the events section)
Close on House
CELEBRATE!!!!!!!!!!!!!!

Buyer can take the 8 Hours of Home Buyer Counseling through one of the HUD Approved Housing Counseling Agencies. To find the list of HUD Approved Housing Counseling Agencies, please visit: www.hud.gov and click on Resources.